Should I Refinance My Home Now?

Should I Refinance My Home Now?

If you own a home, you’ve probably heard that it’s a good time to refinance your mortgage. And it is! The Federal Reserve began cutting interest rates in July 2019, the first rate cuts since 2008. While you can’t get a 0% interest rate on your mortgage, it may be the...
Do I Need a Downpayment?

Do I Need a Downpayment?

There’s a common misconception that you need to save for years before buying your first home and that a mortgage requires a 20% downpayment commitment. While some do, there are quite a few other options.  Buying and owning a home is costly enough, so you don’t want to...
Finally! Enough Money to Buy a House! Or Is It?

Finally! Enough Money to Buy a House! Or Is It?

If you’ve been working towards fulfilling the dream of homeownership, you likely have a particular figure in mind. Maybe you’ve spent some time looking at homes online and have found some out there in your range.  Mortgage rates are at record lows, meaning it’s the...
Red Flags to Look for on a Property

Red Flags to Look for on a Property

When buying a home, it’s not uncommon to be overwhelmed with a million little details. Since this is such a large investment for most people, the stress of homebuying can often lead to the possibility of missing things that could have financial and even safety...