by Lafayette Team | Sep 14, 2020 | Uncategorized
If you own a home, you’ve probably heard that it’s a good time to refinance your mortgage. And it is! The Federal Reserve began cutting interest rates in July 2019, the first rate cuts since 2008. While you can’t get a 0% interest rate on your mortgage, it may be the...
by Lafayette Team | Aug 31, 2020 | First Time Home Buyer, Home Buying
There’s a common misconception that you need to save for years before buying your first home and that a mortgage requires a 20% downpayment commitment. While some do, there are quite a few other options. Buying and owning a home is costly enough, so you don’t want to...
by Lafayette Team | Aug 14, 2020 | Home Buying
If you’ve been working towards fulfilling the dream of homeownership, you likely have a particular figure in mind. Maybe you’ve spent some time looking at homes online and have found some out there in your range. Mortgage rates are at record lows, meaning it’s the...
by Lafayette Team | Jul 31, 2020 | Selling Your Home
Now that you’ve decided to sell your home, it is as simple as sticking a sign out front and waiting for a call? In most cases, it takes more preparation and expertise to get the price you want and deserve for your property. Here are ten essential points to keep in...
by Lafayette Team | Jul 16, 2020 | Home Buying
When buying a home, it’s not uncommon to be overwhelmed with a million little details. Since this is such a large investment for most people, the stress of homebuying can often lead to the possibility of missing things that could have financial and even safety...